What Brooklyn families think about when buying life insurance
- Families buying brownstones, row houses and condos often choose term life to cover the mortgage.
- New parents commonly use 20 or 30-year term to protect their children until they’re grown.
- Owners of two to four-family homes may want coverage that protects the rental income their family relies on.
- Business owners use life insurance for buy-sell agreements and key-person protection.
ZIP codes we serve in Brooklyn
| Area | ZIP codes |
|---|---|
| Brooklyn | 11201–11239, 11249 |
Coverage we help with in Brooklyn
Term life
Affordable coverage for 10 to 30 years, sized to your mortgage and family.
Whole life
Lifelong coverage with level premiums and guaranteed cash value.
Universal life
Permanent coverage with flexible premiums and death benefit.
Health insurance
Individual and family plans explained in plain language.
Group health
Health benefits for small businesses and their employees.
How it works
- Get a quote. Tell us about yourself and the coverage you want. It takes about two minutes.
- Compare. A licensed agent shows you options from several insurance companies.
- Apply. Your agent helps you complete the application and stays with you through approval.
Common questions
How much life insurance do I need in Brooklyn?
A common starting point is 10 to 15 times your yearly income, then adjusted for your mortgage, debts, children’s education and savings. Housing costs in Brooklyn often mean families need more than national rules of thumb suggest. Your agent will work through the numbers with you.
Do you meet with clients in Brooklyn?
We work with Brooklyn clients by phone, video and email, so you can get quotes and apply without leaving home. Contact us to talk about other options.
Which insurance companies do you work with?
We’re an independent agency and work with several insurance companies, so we can compare options for your age, health and budget. Availability varies by company.